Fixed Income:
A Smarter Approach to Bond Investing
Unlock Predictable Income with Individual Bonds
At Investment Growth Management, we believe in a fixed-income strategy that prioritizes stability, transparency, and control. By building a diversified allocation of individual bonds, we empower investors to lock in yields and enjoy predictable income streams—an approach that sets us apart from traditional bond funds.
Why Choose Individual Bonds Over Bond Funds?
Unlike bond funds, which are subject to fluctuating interest rates and portfolio changes, individual bonds provide a level of certainty that aligns with long-term financial goals. Here’s why our approach is different:
Fixed Yields You Can Count On
When you invest in individual bonds, your coupon payments and principal repayment at maturity are predetermined. This means you know exactly what to expect, providing peace of mind in an uncertain market.
Control and Customization
Our tailored bond portfolios allow you to align maturities with your financial objectives. Whether you’re planning for retirement or managing cash flow, we help you design a strategy that fits your needs.
Diversification Without Compromise
We carefully select bonds across various issuers and sectors to reduce risk while maintaining the benefits of direct ownership.
The Drawbacks of Bond Funds
Bond funds may offer convenience, but they lack the predictability and transparency that many investors value. With bond funds:
Income varies as the underlying portfolio changes.
There’s no guarantee of principal return since funds lack a fixed maturity date.
Fees and expenses can erode returns over time.
At Investment Growth Management, we believe these uncertainties in bond funds take the "fixed" out of fixed income. That’s why we focus on individual bonds—giving you the confidence to plan ahead.
Take Control of Your Financial Future
Ready to experience the benefits of predictable income and customized investing? Contact us today to learn how our unique approach to fixed income can help you achieve your financial goals.
Disclaimer: Investing in fixed-income securities involves risk, including the potential loss of principal. Individual bond yields are subject to change based on market conditions, credit quality, and other factors. While holding bonds to maturity can provide predictable income, there is no guarantee that all bonds will perform as expected, particularly in cases of issuer default or other unforeseen events.
Our approach to fixed-income investing emphasizes diversification; however, diversification does not eliminate the risk of loss. Past performance is not indicative of future results. All investment decisions should be made based on your unique financial situation, goals, and risk tolerance.